ALAT For Business

ALAT for Business the first fully digital bank inNigeria: All You Need To Know To Get Started

ALAT For Business

ALAT For Business is an efficient corporate internet banking platform developed by WEMA bank to help Corporate or SME customers manage their business account better and stay on top of their finances anywhere, anytime.

About ALAT for Business

ALAT For Business is a digital banking platform with a wide range of features to enable small, medium, and large-scale businesses to operate seamlessly, anywhere and anytime using just your smartphone or computer. 

With ALAT, customers can carry out banking activities such as transfers, paying bills, purchasing airtime, borrowing a loan, and requesting a corporate debit card which can be used for card control, multiple users tracking transactions, and placing the card on the ‘hotlist’ if stolen or compromised.

Features of ALAT for Business

  • 100% Digital Signup
  • Transfer (intrabank and interbank) to a single beneficiary
  • 24/7 Customer Support
  • Multiple account beneficiaries
  • Bulk transfers of up to N2 Billion  (intrabank and interbank)
  • Foreign Exchange (FX) transfer
  • Pay bills
  • Loans
  • Money transfers of over N100 million
  • Buy Airtime
  • Corporate Debit Card
  • Download Account Statement
  • View and download Transaction Receipt
  • No hidden charges
  • Transfer 10,000 us dollars to a foreign country

Requirements for Registering on ALAT for Business

  • Tax Identification Number (TIN)
  • Proof of Address (utility bill or bank statement)
  • Your business details (business name, type, category, description)
  • CAC documents (registration number and certificate)
  • BVN and means of identification of the signatories 
  • Letter of Request with business letterhead 
  • Two Referees (either Business Name or Registered Company)

How to Sign up on ALAT for Business

  • To begin, install ALAT on your mobile device, or you can also download it directly from the website.
  • Click on “Open an Account” and select “Business Account” from the options provided.
  • Fill in your necessary business details, including your business name, type, registration number, and address.
  • Provide your details, including your full name, email address, and phone number.
  • Select your preferred account type and select any additional services you wish to include in your account, such as a debit card or virtual dollar card.
  • Upload the required documents, such as your Certificate of Incorporation, tax identification number, and valid identification card.
  • Review your application thoroughly to ensure all the provided information is accurate and complete. Once you have verified the details, submit your application for processing.


How long does it take to open an Alat business account?

The account opening process for Alat business can be completed online within minutes. Once you have submitted all the necessary documents and information, your account will be activated within 24 hours.

Can I request a debit card for my business on ALAT for Business?

Yes, you can.

How Do I Request For My ALAT Debit Card?

Sign in to your ALAT app. From the menu options, select "Cards." Swipe through the available card options and choose the design that appeals to you. Confirm your selection by entering your ALAT PIN. Next, provide your delivery address by inputting the necessary details. After filling in your delivery address, click the "Submit" button. Your debit card will be dispatched to your location. After receiving your debit card, you will find a leaflet attached to it. Open the leaflet and follow the provided instructions to activate your ALAT debit card for usage.

Can I use my Wema debit card outside the country?

Yes, visit your card control profile on USSD or the ALAT Application to turn on your card for international use.

How much is the card delivery charge?

ALAT cards are delivered for free while a charge of N537.50(VAT inclusive) is applied for deliveries of WEMA cards within Lagos and a cost of N645(VAT inclusive) for deliveries outside Lagos.

How long does it take to get a card delivered?

The debit card is delivered within 5 working days for deliveries in Lagos while deliveries outside Lagos take 7 working days.

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