Top Ten Apps That Pay Real Money In Nigeria

If you're looking to generate income in Nigeria using your smartphone applications, then this is a must-read for you!
Top Ten Apps That Pay Real Money In Nigeria

There are unique mobile applications in Nigeria you can earn money from simply by completing surveys, tasks, shopping, reading, or even playing games.
Several applications claim to pay real money In Nigeria. However, some of these apps do not remit actual cash as promised. 
In this article, we'll be looking into the apps available for download that pays real money in Nigeria. 

Top Ten Apps That Pay Real Money In Nigeria


Swagbucks is a popular mobile application that offers users the opportunity to earn real money and various rewards by completing limitless daily online tasks, participating in surveys, shopping online, watching videos, and playing games. Users earn on Swagbucks by accumulating SBs for their tasks, which can later be redeemed for cash or gift cards from brands.
You can redeem your SBs for gift cards from top brands like Amazon, Starbucks, Target, and Steam.  


Toloka operates by paying users real money for completing tasks online or offline. It connects individuals with businesses, researchers, and organizations that require human intelligence to complete tasks that computers cannot yet handle effectively. You can either verify business information, add photos, or give feedback on websites to earn money on Toloka.

Scooper News

Scooper News is a news app that provides trending news, videos, and entertainment content. However, users can earn virtual coins by just reading and sharing information which can later be converted into real money through a program called "Scooper Coin".
Users earn 5 points for every article they read and can read as many as 30 articles per day, Withdrawals go directly into the bank account connected to the Scooper account.


Fiverr is a legit app that lets you earn a while working as a freelancer. Fiverr works by connecting freelancers with clients worldwide, offering them the opportunity to monetize their skills and expertise. 
However, to earn on Fiverr, you need to have digital skills such as graphic designing, writing, translation, programming, web development, digital marketing, video editing, Voiceovers, etc.


Like Fiverr, Upwork is an online freelancing platform that connects skilled professionals, including freelancers and remote workers, with clients worldwide. You earn on this platform as a freelance writer, virtual assistant, graphics designer, marketing, web designer, music writer, voice-over artist, and more.
As a freelancer on Upwork, you can create a profile showcasing your skills, experience, and portfolio. Clients post available job opportunities on the platform, and freelancers can browse through the available projects and submit proposals to clients who require their expertise. 


BuzzBreak offers users the opportunity to earn real money by reading news from popular news platforms such as CNBC, Al Jazeera, Forbes, The New York Times, etc. You can also earn by watching videos and completing various daily tasks.
Points earned from completing tasks can be withdrawn using PayPal.


On Foap, users earn by monetizing their photography skills by selling their photos to businesses, brands, and individuals. It is a platform for photographers, both amateur and professional, to showcase and sell their photos. Once you upload pictures on the app, you start making money when someone downloads your photography.


Hawkit is a social payment app where users earn by advertising, commenting on posts, liking social media posts, following social media pages, sharing posts, and referrals. 
On Hawkit, users can earn up to ₦50 per social media repost, ₦60 for app reviews, ₦50 for joining a WhatsApp group or Telegram channel, ₦20 per comment

Chipper Cash

Chipper Cash is primarily meant for transfers, payment of bills, buying of data, and airtime. However, users can earn Chipper Cash by referrals. when someone signs up with your referral link and makes a transfer, you automatically get 1000 Naira.
The more people who sign in using your referral link make transfers the more cash you earn.

Mode Earn

Mode Earn was formerly known as Current Rewards. Users earn on mode earn by playing games and listening to music and online shopping.
For every task completed, you get paid in points which can be redeemed for gift cards or cash via PayPal. You can withdraw a minimum of 50 Naira from the app.
The Mode Earn app literally compensates you for being a smartphone owner.


Is there any app that pays real money?

Yes. There are several apps in Nigeria like Toloka, Chipper Cash, and Swagbucks that pay real money for completing simple tasks.

Which app can I use to make real money in Nigeria?

You can earn real money in Nigeria from:

  1. Swagbucks
  2. Tokola
  3. Scooper News
  4. Fiverr
  5. Upwork
  6. BuzzBreak
  7. Foap
  8. Hawkit
  9. Chipper Cash
  10. Mode Earn


Making money online using your smartphone is an exciting and fulfilling experience. The above-mentioned apps highlighted in this article provide excellent opportunities to generate income. Choose the app that resonates with you the most and offers the convenience you desire, and start earning today!

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